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#15Highest Paying

Certified Nurse-Midwife (CNM)

Certified Nurse-Midwives (CNMs) are Advanced Practice Registered Nurses who provide comprehensive healthcare to women throughout their lives.

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Getting Started

How to Become a Certified Nurse-Midwife (CNM)

At 8 years to get started, this takes longer than the 6.3 years average for Master's Degree-level careers.

1

Complete Education

Earn your Master's Degree (typically 8 years) at an estimated cost of $97k–$237k.

2

Get Licensed or Certified

Complete any state-required licensing or certification exams for certified nurse-midwife (cnm) practice.

3

Begin Working

Certified Nurse-Midwife (CNM) earn a median salary of $129k/yr, with entry-level positions starting somewhat lower.

Education costs from College Scorecard. Training timelines from BLS Occupational Outlook Handbook.

Pathway quick answers

  • How do you become a Certified Nurse-Midwife (CNM)?Complete required education, licensing, and supervised training for Certified Nurse-Midwife (CNM).
  • How long does it take?Typical path to first paid role: 8 years.
  • How much does it cost?Estimated education and training cost range: $97k-$237k (living expenses excluded).

Estimates use College Scorecard tuition data plus cited pathway and licensing requirements.

Overview

What Does a Certified Nurse-Midwife (CNM) Do?

Certified Nurse-Midwives (CNMs) are Advanced Practice Registered Nurses who provide comprehensive healthcare to women throughout their lives. You'll deliver primary care, gynecological services, family planning, and complete care during pregnancy, labor, delivery, and the postpartum period. What sets CNMs apart from other healthcare providers is your ability to independently manage labor and deliver babies while offering a holistic, patient-centered approach to care.

On the Job

Provide comprehensive prenatal care including routine check-ups, ultrasounds, and patient education throughout pregnancy
Independently manage labor and deliver babies in hospitals, birth centers, or home settings
Offer postpartum care to mothers and newborns, including breastfeeding support and family planning counseling
Conduct gynecological exams, Pap smears, and routine women's health screenings
Prescribe medications, order diagnostic tests, and interpret results for diagnosis and treatment
Provide family planning services and prescribe various methods of contraception
Deliver primary care services to women from adolescence through menopause
Educate and counsel patients on health topics, pregnancy options, and childbirth preparation

Compensation

How Much Does a Certified Nurse-Midwife (CNM) Make?

At $129k/yr, certified nurse-midwife (cnm) earn more than most Master's Degree-level careers, where the average is $94k/yr.

$129k/yr

median annual salary

10th percentile90th percentile
$77k/yr$129k/yr median$193k/yr

How It Compares

CareerMedian Salary
Certified Nurse-Midwife (CNM)$129k/yr
Physician Assistant$130k/yr
Internal Medicine Physician$239k/yr
Family Medicine Physician$239k/yr
Nurse Practitioner$129k/yr

Source: Bureau of Labor Statistics, May 2024

After investing roughly $167k in education, certified nurse-midwife (cnm) typically begin earning within 8 years. Based on entry-level salaries of $97k/yr growing toward a $129k/yr median. The average education cost for Master's Degree-level careers is $175k.

Certified Nurse-Midwife (CNM) ROI

Net earnings over 20 years

$1.5M

Pre-tax 20-year estimate after required education and training costs; taxes and living expenses excluded.

How the 20-year estimate is calculated

Gross earnings$1.7M
Education/training costs-$167k
Net earnings$1.5M

Certified Nurse-Midwife (CNM) Career ROI (20-year net earnings)

Track how education costs and earnings typically accumulate from enrollment through year 20.

EducationTraining/LicensingCareer

Cumulative net earnings (USD)

The full chart keeps 20-year context. The detail chart below zooms in on early pathway years.

Sources: BLS, Accreditor, BLSSee Sources and methods.

Early-years detail

Years 0-10

Years 0-10. Scaled to early-year values. Black markers show key checkpoints.

Quick answers

  • Is becoming a Certified Nurse-Midwife (CNM) financially worth it?Typical 20-year net estimate: $1.5M (pre-tax, living expenses excluded).
  • How much does training cost for a Certified Nurse-Midwife (CNM)?Estimated required education and licensing cost to become a Certified Nurse-Midwife (CNM): $167k (range used: $97k-$237k). Breakdown: Bachelor of Science in Nursing (BSN): $102k; NCLEX-RN Examination & RN Licensure: $300; Graduate Nurse-Midwifery Program (Master's/DNP): $64k; AMCB National Certification Examination: $513.
  • How long does it take to become a Certified Nurse-Midwife (CNM)?Typical time to first paycheck is about 4 years. Typical time to enter the target Certified Nurse-Midwife (CNM) role is about 8 years.
  • How do you become a Certified Nurse-Midwife (CNM)?See How to Become for pathway steps, timing, and credential requirements.
Detailed math

How 20-year net is built from each training and career phase.

PhaseTime windowGross earningsEducation/training costNet contributionSources

Bachelor of Science in Nursing (BSN)

Education

Years 0-3 (m0-m47)$0-$102,300-$102,300

NCLEX-RN Examination & RN Licensure

Training/Licensing

Year 4 (m48-m48)$0-$300-$300

RN Clinical Experience (Labor & Delivery)

Career

Years 4-5 (m48-m65)$129,114$0$129,114

Graduate Nurse-Midwifery Program (Master's/DNP)

Education

Years 5-7 (m66-m95)$0-$63,938-$63,938

AMCB National Certification Examination

Training/Licensing

Year 8 (m96-m96)$0-$513-$513

Certified Nurse-Midwife Practice

Career

Years 8-19 (m96-m233)$1,481,154$0$1,481,154

Model reconciliation

Reconciliation

Years 0-20 (m0-m239)$64,317$0$64,317None
20-year totals$1,674,585-$167,051$1,507,534Matches 20-year ROI formula
Sources and methods

Assumptions

  • Pathway sequence and timing follow the cited training and licensing pathway for this role.BLSBLS
  • Earnings benchmarks come from cited occupation wage references.BLSBLS
  • Education and training cost uses College Scorecard tuition and cited pathway fees when needed.College Scorecard
  • Cost allocation follows a model rule: short completed steps post in completion year; longer tuition steps are spread across phase years.Model ruleBLSBLS
  • Taxes and living expenses are excluded from this estimate.Model rule

Future-Proofing

Certified Nurse-Midwife (CNM) Job Outlook (2024–2034)

Employment Growth

The BLS projects 11% growth over the next decade — slower than the 17.3% average for Master's Degree-level careers.

10-Year Growth

11%

Much faster than average

Current Employment

8,600

jobs nationwide

AI Impact

High AI Impact

Certified Nurse-Midwife (CNM) roles face significant AI impact — higher AI exposure than most Master's Degree-level careers. AI independently handles one or more major task components in this field. Core responsibilities like state licensing requirements require human presence and judgment that AI cannot replicate.

Why It's Safe

  • +Assisting and caring for others
  • +Establishing and maintaining interpersonal relationships
  • +Resolving conflicts and negotiating with others
  • +Developing and building teams
  • +Coaching and developing others
State Licensed

What Could Be Automated

  • Documenting/recording information
  • Getting information
  • Making decisions and solving problems
  • Monitoring processes, materials, or surroundings
  • Evaluating information to determine compliance with standards

Based on evidence-based AI impact methodology and Bureau of Labor Statistics projections

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Sources

These references are used to build salary, training-path, and job-outlook estimates shown on this page.

Advanced Methodology

Education cost source id: college_scorecard_2025

Source update dates: BLS OEWS: 2024-05 · BLS Projections: 2024-09 · O*NET: 2024-12