RankingsPublished Feb 10, 202610 min read

Best ROI Associate's Degree Health Care Careers in 2026

An associate's degree in health care takes two years and costs $25,000–$35,000 at a community college. The median salary for associate-degree health care careers is $75,000—triple the investment in five years. This page ranks associate's programs by return on investment over 20 years.

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HealthJob

Editorial Team

Editorial illustration representing return on investment for associate's degree health care careers

Associate's degree health care careers hit the sweet spot: high enough salaries to build real wealth, low enough cost that student debt stays manageable. Two years at a community college for $25k–$35k, followed by a $70k–$90k salary, produces the best balance of ROI and salary ceiling in health care.

This analysis uses the same 20-year ROI methodology as our main rankings, with scores percentile-normalized across all tracked health care careers in our dataset. Education cost comes from College Scorecard data; salaries from BLS OEWS medians.

A note about registered nurses: You can become an RN with an associate's degree (ADN), but many hospitals now prefer or require a BSN. An RN-to-BSN bridge program ($10k–$20k, 12–18 months online) is increasingly expected within 5 years of hire. The ROI here reflects the ADN entry path.

This is part of our Best ROI Health Care Careers series. Also see: Certificates | Graduate Programs

Key Findings

  • Best balance of cost and ceiling: Associate's careers average $70k–$90k salaries on $25k–$35k investments—the highest salary-to-cost ratio at any education level.
  • Radiation Therapist leads: Radiation Therapist leads associate's careers at $1.7M in 20-year net earnings, followed closely by Dental Hygienist ($1.6M) and Registered Nurse ($1.6M).
  • Community college advantage: Nearly all associate's health care programs are available at community colleges, keeping tuition under $40k and avoiding the debt loads of university programs.
  • Hands-on careers dominate: Respiratory therapists, rad techs, and sonographers all perform physical procedures that AI cannot replicate, keeping AI resilience scores in the upper range.
  • Growth across the board: Most associate's careers show 5–15% growth, with Physical Therapist Assistant (14.2%) and Diagnostic Medical Sonographer (10.2%) leading.

AI Resilience vs Growth Rate

Bubble size = overall score. Y-axis = BLS growth rate. X-axis = AI resilience score.

Growth Rate %
51015102030405060Radiation TherapistDental Hyg.Nuclear Medicine TechnologistSonographerUltrasound TechnicianRespiratory Ther.Rad TechOccupational Therapy AssistantPhysical Ther. AssistantParamedic
AI Resilience Score
Patient Care
Laboratory
Allied Health
Hover or tap a dot for details.

Chart Insights

Top 10 Best ROI Associate's Degree Careers

Associate's degree health care careers with the highest return on educational investment over 20 years.

1

Radiation Therapist

Allied Health
20-Year Net
$1.7M
Salary
$98k/yr
Growth
1.2%
Education
Associate Degree
What they do
Administer radiation treatment to cancer patients, position patients precisely, and monitor treatment delivery using specialized equipment.
Why the ROI is strong
Associate-to-bachelor's entry with solid AI resilience—treatment delivery requires human oversight for patient safety and positioning precision, producing $1.7M in 20-year net earnings.
2

Dental Hygienist

Allied Health
20-Year Net
$1.6M
Salary
$94k/yr
Growth
6.9%
Education
Associate Degree
What they do
Clean teeth, examine patients for oral diseases, take dental X-rays, and educate patients on oral hygiene.
Why the ROI is strong
A $35,000 associate's degree leads to a $94k median salary with high AI resilience—the hands-on nature of scaling and polishing makes this one of the most automation-proof health care careers.
3

Registered Nurse

Patient Care
20-Year Net
$1.6M
Salary
$94k/yr
Growth
6.2%
Education
Associate Degree
What they do
Assess patient health, administer medications, coordinate care plans, and educate patients and families about conditions and treatment.
Why the ROI is strong
ADN entry at $30,000 education cost leads to $86k median salary with high AI resilience—the largest health care workforce at 3.2 million jobs offers unmatched stability.
4

Nuclear Medicine Technologist

Allied Health
20-Year Net
$1.6M
Salary
$93k/yr
Growth
3.2%
Education
Associate Degree
What they do
Prepare and administer radioactive drugs for imaging or therapeutic purposes, operate gamma cameras, and analyze imaging data.
Why the ROI is strong
Associate degree leads to a specialized imaging role with solid AI resilience—radioactive material handling requires in-person human oversight that AI cannot provide.
5

Diagnostic Medical Sonographer

Allied Health
20-Year Net
$1.5M
Salary
$85k/yr
Growth
10.2%
Education
Associate Degree
What they do
Produce diagnostic ultrasound images by operating specialized equipment and positioning patients for optimal image quality.
Why the ROI is strong
Associate degree leads to a technical role with high AI resilience and 10.2% growth—real-time probe manipulation requires physical skill AI lacks.
6

Ultrasound Technician

Allied Health
20-Year Net
$1.5M
Salary
$85k/yr
Growth
10.2%
Education
Associate Degree
What they do
Produce diagnostic ultrasound images by operating specialized equipment and positioning patients for optimal image quality.
Why the ROI is strong
Associate degree leads to $1.5M in 20-year net earnings with high AI resilience—real-time probe manipulation requires physical skill AI lacks, and 10.2% growth ensures strong demand.
7

Respiratory Therapist

Allied Health
20-Year Net
$1.3M
Salary
$78k/yr
Growth
8.4%
Education
Associate Degree
What they do
Evaluate, treat, and care for patients with breathing disorders using oxygen therapy, ventilators, and aerosol medications.
Why the ROI is strong
Associate's degree entry into critical care at $75k median salary with high AI resilience—8.4% growth driven by COPD and respiratory disease prevalence.
8

Radiologic Technologist

Allied Health
20-Year Net
$1.3M
Salary
$73k/yr
Growth
5.8%
Education
Associate Degree
What they do
Perform X-ray, CT, and other diagnostic imaging examinations, position patients, and ensure image quality for physician review.
Why the ROI is strong
Associate degree at $25,000 leads to $73k salary with solid AI resilience—while imaging AI advances, human technologists still position patients and operate equipment.
9

Occupational Therapy Assistant

Patient Care
20-Year Net
$1.2M
Salary
$67k/yr
Growth
9.9%
Education
Associate Degree
What they do
Help patients develop and recover daily living skills through therapeutic activities under occupational therapist supervision.
Why the ROI is strong
Associate degree entry with high AI resilience and 9.9% growth—hands-on therapeutic work requires human adaptability.
10

Physical Therapist Assistant

Patient Care
20-Year Net
$1.1M
Salary
$64k/yr
Growth
14.2%
Education
Associate Degree
What they do
Assist physical therapists by providing therapeutic exercises, manual therapy, and functional training under PT supervision.
Why the ROI is strong
Associate degree at $25,000 with 14.2% growth—the highest growth among associate's careers, driven by aging population rehabilitation needs.

Complete Associate's Degree Career Rankings (All 16 Careers)

All associate's degree health care careers ranked by 20-year net earnings.

Sources

Methodology

The 20-Year Net Earnings figure is calculated using a year-by-year model starting from enrollment. During the two-year education period, income is $0. After training, salary follows a trajectory from entry-level (BLS 25th percentile) through mid-career (50th percentile) to experienced (75th percentile). The net figure is total income minus average education cost over the 20-year window. Rankings are sorted by 20-year net earnings, showing the absolute dollar return over a career's first two decades.